Self-Invested Personal Pension (SIPP)

Helping you plan your retirement with confidence

The earlier you take control of your finances, the more freedom and choice you create for your future.

When it comes to retirement planning, a Self-Invested Personal Pension (SIPP) is one of the most flexible, tax-efficient ways to build a strong foundation for later life.

In today’s world of flexible careers, changing jobs, self-employment and career breaks, pensions can become scattered. A SIPP can offer to help you:

• Consolidate your old pensions into one manageable pot
• Control your contributions, timing, and investment choices
• Adapt to changes in income or employment
• Grow your savings free from Capital Gains Tax
• Benefit from government tax relief – up to 45% for additional-rate taxpayers
• Access tax-efficient income options in retirementShape your future at your own pace with a SIPP

What is a Self-Invested Personal Pension?

A Self-Invested Personal Pension is a pension you set up yourself.  This type of pension plan gives you the freedom to choose your pension provider, how much you pay into your pension and how your contributions are invested.

You can have a SIPP in addition to workplace pensions and you can have multiple SIPPs. These are flexible pensions with varied investment options that you control yourself. 

Self-Invested Personal Pension Advice

Navigating the complexities of Self-Invested Personal Pensions, such as different providers and investment options, can be challenging.  Our experienced team of retirement planning advisers will help you choose the best SIPP provider for your financial goals, explaining options and giving you the confidence to plan for your retirement effectively. 

Choose David Allen for financial advisers you can rely on to support your retirement plans, ensuring you get the best advice for the retirement you desire.

To understand the full range of ways we can help, view our pension advisers page.